EXPERIENCE MATTERSDeliver value,
Deliver value,
beyond the norm
Salty partners with you to deliver value that exceeds the traditional member experience.
Getting insurance is friction.
Verifying insurance is friction.
Salty can make getting both, effortless.
THE VALUE OF EMBEDDING
Where Salty delivers value
01Monetize the whole funnel.Not every applicant funds. The ones who don't still get insurance savings, and you still share the revenue.
02Creating Enterprise Value.Build a book of business through recurring revenue, not a one-time payout.
03The quote runs with the decision.Insurance is presented inside the same flow as the loan, at the moment intent is highest.
04Licensed so you don't have to be.Salty carries insurance licensing in all 50 states and DC. You add the value without taking on the compliance load.
05Fund faster.Verified coverage is written back to your system, clearing the insurance stip without anyone reading a PDF.
06White-label, no rebuild.It sits inside the experience you already shipped. Your origination process never changes.
01Retain future customers.Financial applicants don’t all close, leaving them without the value they were seeking. With Salty, we’re able to offer them insurance savings — and you share in the revenue.
02Lift close rates.Stacked insurance savings push refi deals over the under-$50/month cliff where they typically stall. The math reads better when there’s insurance savings underneath it.
03Recurring revenueShare at bind. With ~3.2-year persistency and 6-month re-shop, that’s a book of business — not a payout.
04Zero flow disruption.White-labeled, embedded in your real estate. The Salty interface sits inside the experience you already built. We never ask you to change your process — and your member never leaves your flow.
05Live insurance verification, digitized.Active coverage, against state + lender minimums, written back to your system of record. The manual step is gone. No more reading PDFs or chasing dec pages.
01Member-first by design.Real savings, delivered under your name. It reads as you looking out for them, because you are.
02Non-interest income.Diversify beyond the spread with revenue that shares at bind.
03Stickier members.Insurance is a recurring reason to stay. Every six-month reshop is another touchpoint.
04Value even on a decline.Members who don't get approved still leave with savings, and with goodwill toward you.
05Your brand, start to finish.White-labeled and embedded. The member never feels handed off.
06Compliance carried.Salty is licensed in all 50 states and DC, and fits cleanly alongside your existing member channels.
01Fee income, no underwriting.A new revenue line that doesn't add a thing to your risk book.
02More reasons to stay.Insurance savings deepen the primary-bank relationship and raise the cost of leaving.
03Embed where customers already are.Account opening, digital banking, lending — Salty drops into the touchpoints you own.
04Reach the whole base.Not just borrowers. Any customer can be offered savings.
05Coverage data you can use.Verified insurance flows back to your records, useful anywhere collateral is involved.
06Brand-safe and compliant.White-labeled and licensed in all 50 states and DC.
01Insured before delivery.Every financed or leased vehicle needs proof of coverage to leave the lot. Salty verifies it in the flow, digitally, so the stip clears itself.
02Part of the ownership experience.Insurance savings become one more way the brand takes care of the customer.
03Embedded at financing.Offered at the exact moment the customer is committing to the vehicle.
04Revenue across the term.Share at bind, reshop at six months, for the life of the loan or lease.
05Loyalty that compounds.A better ownership experience strengthens the case to finance — and to come back.
06White-labeled under the brand.Customers never leave the experience the manufacturer built.
NO BARRIERS
Salty’s API allows for a seamless integration
Salty fits inside your member experience without disrupting the flow. Our API allows for a seamless transition into insurance verification and back.
Once a member signs on, Salty continuously works for them, long after the loan closes. Your members gain a lifelong partner in insurance. You gain lifelong member loyalty. Trust is the shared foundation.
Your member experience
1Member applies for a loanIn your app, your branding
2Insurance verification via SaltyHanded off and returned in seconds
3Loan closes, flow uninterruptedMember never leaves your experience
And then, for lifeRenewalsRate checksLife changesClaims support
Lenders who partner with Salty.
Embed Salty into your member experience.
30 minutes with our partnership team. No commitments. Just the math.
Let’s do it!