Salty gets it.Insurance sucks.
The era of
DIY Insurance is over.
Close your tabs. Let Salty do the work.
What does Salty do exactly?
Here’s the work.
Verification
Salty connects to your existing policy directly, through a secure verification portal. Simply enter in your login credentials for your existing insurance. No forms. No copy-pasting your VIN. No searching for your account number. Once connected, Salty has an accurate picture of what you own, what you pay, and what you’re covered for. That connection stays live, so nothing has to be re-verified when your renewal comes around.
Policy Review
Salty reads every line of your current policy: coverages, deductibles, discounts, endorsements. Your coverage is the baseline; Salty won’t recommend less. From there, Salty matches your profile against more than 20 regional and national carriers. Some reward safe drivers. Some price aggressively for households with newer cars. Some offer bundle discounts you may not know about.
Coverage Match
Salty picks the right policy, not the cheapest one. That means matching your coverage against carriers licensed where you live, weighing claims-paying reputation and financial strength, and considering the details of your situation: the car, the household, the risks that actually apply to you. A cheaper premium is only a win if the coverage still holds up when you need it.
Policy Delivery
Salty delivers a clear recommendation, in plain english, with the reasoning behind it. If a better policy is out there, Salty presents it, explains why it wins, and handles the switch. If your current policy is already the right one, Salty says so. Either way, you win. Salty keeps working and advocating for you, continuously.
Salty’s mission is to make insurance simple and transparent. That means keeping the customer experience light while the real work happens behind the screen. These graphics illustrate that work for the sake of transparency. Actual interfaces may look different, and will keep evolving as Salty improves.
More on what Salty does and doesn’t do.
How often does Salty re-shop my policy?
The system watches continuously, but it only re-shops formally at renewal — typically every six months — or whenever a life event triggers a re-evaluation.
What does Salty actually check at each renewal?
Salty checks five things: how your current carrier's rates have moved, how rates and products have moved across the industry, whether your coverage still matches your current life needs, any life-event signals, and whether the math favors staying or switching.
Will Salty bother me if nothing’s changed?
No. The quarterly All-Clear tells you what we watched and what we found. If nothing’s changed, the dispatch confirms that and tells you the next check date. We don’t manufacture activity to look busy.
Why doesn’t Salty just switch me whenever it would save money?
Because switching for a small monthly savings often costs you more in the long run. Your loyalty to a carrier quietly improves your insurance score — and that score affects every future quote. We only recommend switching when the math actually works in your favor.